{"id":2615,"date":"2025-12-15T02:43:51","date_gmt":"2025-12-15T02:43:51","guid":{"rendered":"https:\/\/aiunplugged.io\/blog\/?p=2615"},"modified":"2025-12-15T02:43:52","modified_gmt":"2025-12-15T02:43:52","slug":"visa-releases-2025-spending-shift-survey-data-ai-transforming-how-uae-consumers-shop-and-spend","status":"publish","type":"post","link":"https:\/\/aiunplugged.io\/blog\/visa-releases-2025-spending-shift-survey-data-ai-transforming-how-uae-consumers-shop-and-spend\/","title":{"rendered":"Visa Releases 2025 Spending Shift Survey Data: AI Transforming How UAE Consumers Shop And Spend"},"content":{"rendered":"\n<p>Visa today released new survey data, revealing AI\u2019s influence in shopping and spending shift in <a href=\"https:\/\/www.uaetoday.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">UAE<\/a> consumer spending behavior.<\/p>\n\n\n\n<p>\u201cThe data tells a fascinating story about the spending shift we\u2019re witnessing: shoppers are embracing AI and digital tools at remarkable speed, with 80% of UAE consumers surveyed now using AI to enhance their shopping experience,\u201d said <strong>Salima Gutieva, Visa\u2019s VP and Country Manager for UAE<\/strong>. \u201cFrom <a href=\"https:\/\/www.thebluewhale.ai\/\" target=\"_blank\" rel=\"noreferrer noopener\">AI<\/a>-powered product discovery to cryptocurrency as a legitimate gift option, we\u2019re seeing a fundamental reimagining of commerce \u2013 one increasingly shaped by the rise of Agentic Commerce.\u201d<\/p>\n\n\n\n<p><strong>AI Becomes a Mainstream Shopping Companion<\/strong><\/p>\n\n\n\n<p>UAE shoppers are turning to AI to make shopping easier and more efficient, and they are signaling the importance of transparency as these tools become part of everyday life.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI adoption accelerates:<\/strong>Forty-onepercent (41%) of UAE shoppershave used an AI tool to conduct product research, whileanother 40% used it to compare prices or find deals.<\/li>\n\n\n\n<li><strong>Consumer expectations are clear: <\/strong>As shoppers integrate AI into their routines, they\u2019re setting clear expectations.Nearly three in four respondents(72%)believe that AI-powered tools are more likely to find the best possible price. However, 69% prefer to speak with a human customer service representative than AI.<\/li>\n<\/ul>\n\n\n\n<p><strong>The Digital Currency Shift<\/strong><\/p>\n\n\n\n<p>Cryptocurrencies and stablecoinsare transitioning from experimental to essential, particularly among younger consumers.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Crypto is the new digital stocking stuffer: <\/strong>Seven in tenUAE respondents (70%) would be excited to receive cryptocurrency as a gift.<\/li>\n\n\n\n<li><strong>Stablecoins and digital currencies surge: <\/strong>Nearly one in five UAE shoppers surveyed (17%)believe that stablecoins will become the preferred payment method over the next 10 years.<\/li>\n\n\n\n<li><strong>Cash continues its decline: <\/strong>Over one-third of respondents in the UAE (36%) expect the use of cash to decrease or become completely obsolete by 2035, while the same share (36%)expect an increase in use of stablecoins.<\/li>\n<\/ul>\n\n\n\n<p><strong>Trust and Security<\/strong><\/p>\n\n\n\n<p>As digital commerce expands, consumers are taking security into their own hands while remaining vigilant about protecting loved ones from fraud.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shoppers are more worried about their families getting scammed: <\/strong>Seventy-one percent (71%) of UAE consumersworry friends or family could fall victim to an online scam this season, and 53% have encountered one in the past year, either personally or through someone they know.<\/li>\n\n\n\n<li><strong>Security is top priority:<\/strong> Security is the biggest consideration in choosing a payment method, with 81% of respondents calling it \u201cextremely important.\u201d Over nine in ten (93%) consumers have taken proactive steps to protect themselves, like enabling two-factor authentication or regularly changing passwords.<\/li>\n<\/ul>\n\n\n\n<p><strong>Digital Wallet Momentum<\/strong><\/p>\n\n\n\n<p>While physical cards still lead in preference, convenience, and acceptance at most places consumers shop, digital wallets rival them in speed and fraud protection.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The digital wallet shift: <\/strong>Almost one in three UAE shoppers (31%) now prefers their digital wallets. 40% consider this payment method the fastest, while nearly one in three shoppers (32%) believe it offers the best protection against fraud.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"598\" src=\"https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg\" alt=\"\" class=\"wp-image-2616\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Visa today released new survey data, revealing AI\u2019s influence in shopping and spending shift in UAE consumer spending behavior. \u201cThe data tells a fascinating story about the spending shift we\u2019re witnessing: shoppers are embracing AI and digital tools at remarkable speed, with 80% of UAE consumers surveyed now using AI to enhance their shopping experience,\u201d [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2616,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-2615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai"],"aioseo_notices":[],"rttpg_featured_image_url":{"full":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"landscape":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"portraits":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"thumbnail":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",150,100,false],"medium":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",300,199,false],"large":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"1536x1536":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"2048x2048":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",900,598,false],"post-thumbnail":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",632,420,false],"graptor-sq-xs":["https:\/\/aiunplugged.io\/blog\/wp-content\/uploads\/2025\/12\/Salima-Gutieva-Visa-VP-and-Country-Manager-for-UAE.jpg",100,66,false]},"rttpg_author":{"display_name":"Sharad Agarwal","author_link":"https:\/\/aiunplugged.io\/blog\/author\/sharad\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/aiunplugged.io\/blog\/category\/ai\/\" rel=\"category tag\">AI<\/a>","rttpg_excerpt":"Visa today released new survey data, revealing AI\u2019s influence in shopping and spending shift in UAE consumer spending behavior. \u201cThe data tells a fascinating story about the spending shift we\u2019re witnessing: shoppers are embracing AI and digital tools at remarkable speed, with 80% of UAE consumers surveyed now using AI to enhance their shopping experience,\u201d&hellip;","_links":{"self":[{"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/posts\/2615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/comments?post=2615"}],"version-history":[{"count":1,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/posts\/2615\/revisions"}],"predecessor-version":[{"id":2617,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/posts\/2615\/revisions\/2617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/media\/2616"}],"wp:attachment":[{"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/media?parent=2615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/categories?post=2615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aiunplugged.io\/blog\/wp-json\/wp\/v2\/tags?post=2615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}